Drill to the actual records behind every number — the open premium, the platform nodes down, the duplicate channel records, the at-risk policies. Sort, filter, and export the work-list.
The policy-level book behind renewal premium & persistency — surface the at-risk renewals and high-lapse policies to save.
| Policy | Channel | Product | Renewal line | Monthly ₹ | Annual ₹ | Renewal | Lapse risk | Status |
|---|---|---|---|---|---|---|---|---|
| POL-2204 | Agency (2.82 lakh agents) | eShield Next (Protection) | Protection renewals | ₹17.2 L | ₹0.2 Cr | Q1 FY27 | High | At risk |
| POL-2212 | Agency (2.82 lakh agents) | Retire Smart (Annuity) | Group & Annuity renewals | ₹17.2 L | ₹0.2 Cr | Q4 FY26 | High | At risk |
| POL-2219 | CSC & Micro-insurance | Smart Platina (Non-Par) | Non-Par Savings renewals | ₹17.2 L | ₹0.2 Cr | Q3 FY26 | High | At risk |
| POL-2218 | CSC & Micro-insurance | Smart Platina (Non-Par) | Non-Par Savings renewals | ₹10.2 L | ₹0.1 Cr | Q2 FY27 | High | At risk |
| POL-2210 | Bancassurance partners (9 banks) | Smart Bonus (Par) | Participating (Par) renewals | ₹7.4 L | ₹0.1 Cr | Q4 FY26 | High | At risk |
| POL-2225 | Agency (2.82 lakh agents) | eShield Next (Protection) | Protection renewals | ₹7.4 L | ₹0.1 Cr | Q2 FY27 | High | At risk |
| POL-2223 | Agency (2.82 lakh agents) | eShield Next (Protection) | Protection renewals | ₹6.0 L | ₹0.1 Cr | Q4 FY26 | High | At risk |
| POL-2215 | Direct / Online | Smart Elite (ULIP) | Individual ULIP renewals | ₹15.8 L | ₹0.2 Cr | Q2 FY27 | Medium | Active |
| POL-2213 | Direct / Online | Smart Elite (ULIP) | Individual ULIP renewals | ₹14.4 L | ₹0.2 Cr | Q4 FY26 | Medium | Active |
| POL-2202 | SBI Bancassurance (parent 22,000 branches) | Smart Wealth Plus (ULIP) | Individual ULIP renewals | ₹13.0 L | ₹0.2 Cr | Q4 FY26 | Medium | Active |
| POL-2209 | Bancassurance partners (9 banks) | Smart Bonus (Par) | Participating (Par) renewals | ₹13.0 L | ₹0.2 Cr | Q3 FY26 | Medium | Active |
| POL-2217 | Brokers & Corporate Agents | Group & Credit-Life | Group & Annuity renewals | ₹13.0 L | ₹0.2 Cr | Q2 FY27 | Medium | Active |
| POL-2224 | Agency (2.82 lakh agents) | eShield Next (Protection) | Protection renewals | ₹13.0 L | ₹0.2 Cr | Q1 FY27 | Medium | Active |
| POL-2203 | Agency (2.82 lakh agents) | eShield Next (Protection) | Protection renewals | ₹10.2 L | ₹0.1 Cr | Q4 FY26 | Medium | Active |
| POL-2216 | Brokers & Corporate Agents | Group & Credit-Life | Group & Annuity renewals | ₹6.0 L | ₹0.1 Cr | Q1 FY27 | Medium | Active |
| POL-2206 | SBI Bancassurance (parent 22,000 branches) | Smart Platina (Non-Par) | Non-Par Savings renewals | ₹14.4 L | ₹0.2 Cr | Q1 FY27 | Low | Active |
| POL-2221 | SBI Bancassurance (parent 22,000 branches) | Smart Bonus (Par) | Participating (Par) renewals | ₹14.4 L | ₹0.2 Cr | Q3 FY26 | Low | Active |
| POL-2205 | Agency (2.82 lakh agents) | eShield Next (Protection) | Protection renewals | ₹11.6 L | ₹0.1 Cr | Q2 FY27 | Low | Active |
| POL-2220 | CSC & Micro-insurance | Smart Platina (Non-Par) | Non-Par Savings renewals | ₹11.6 L | ₹0.1 Cr | Q4 FY26 | Low | Active |
| POL-2211 | Agency (2.82 lakh agents) | Retire Smart (Annuity) | Group & Annuity renewals | ₹10.2 L | ₹0.1 Cr | Q3 FY26 | Low | Active |
| POL-2207 | SBI Bancassurance (parent 22,000 branches) | Smart Platina (Non-Par) | Non-Par Savings renewals | ₹8.8 L | ₹0.1 Cr | Q2 FY27 | Low | Active |
| POL-2214 | Direct / Online | Smart Elite (ULIP) | Individual ULIP renewals | ₹8.8 L | ₹0.1 Cr | Q1 FY27 | Low | Active |
| POL-2222 | SBI Bancassurance (parent 22,000 branches) | Smart Bonus (Par) | Participating (Par) renewals | ₹8.8 L | ₹0.1 Cr | Q4 FY26 | Low | Active |
| POL-2201 | SBI Bancassurance (parent 22,000 branches) | Smart Wealth Plus (ULIP) | Individual ULIP renewals | ₹6.0 L | ₹0.1 Cr | Q3 FY26 | Low | Active |
| POL-2208 | Bancassurance partners (9 banks) | Smart Bonus (Par) | Participating (Par) renewals | ₹6.0 L | ₹0.1 Cr | Q2 FY27 | Low | Active |